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Federal Aid Programs

Campus-based aid programs

The campus-based programs are need-based federal aid sources that are allocated to participating schools. The participating schools, in turn, award the funds to their eligible applicants. Unlike Federal Pell Grants, campus-based awards are not portable. Therefore, students must use the funds at the school that awards them.  These programs are:

  • Federal Supplemental Educational Opportunity Grants (FSEOG): FSEOGs are given exclusively to undergraduate students who have the greatest financial need. FSEOGs range from $100 to $4,000 per year. Like Federal Pell Grants, they do not have to be repaid. If you’re eligible, your school will credit your account, pay you directly (usually by check), or combine these methods.  To qualilfy, you must complete the FAFSA.
  • Federal Work-Study Program (FWS): The FWS Program provides part-time jobs (about 10 to 15 hours a week) on campus and in local nonprofit groups and public agencies. Students are considered for work-study when they indicate on the FAFSA form that they are interested in the program. To find out about FWS jobs at your school, talk with someone in your college's financial aid office.
  • Federal Perkins Loan Program: The Federal Perkins Loan Program provides low-interest loans to students with financial need. Perkins loans, which are distributed by the school, are available to undergraduate, graduate, and professional degree students. Interest does not accrue and loan payments are not required until the student enters “repayment” following a nine-month grace period after graduation or when the student ceases to be enrolled at least half time.
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