There are a few options to consider when opening a checking account. You can opt to manage your account with a traditional bank or choose a bank that offers online banking as well. A good online banking system will offer just about every traditional service available through a local branch. A third option to consider is an Internet bank that only provides services online. The benefit of this option is that the bank can offer you lower fees and higher interest rates because it is foregoing staffed brick-and-motor branches. If you have a “trust” issue with online banking—and you don’t think you'll be able to get past it—the traditional route may be more your speed. Either way, the following tips will help you make the decision that's right for you.