Even though you may consider yourself a “poor college student” now, you can help lay the groundwork for a prosperous future by taking preliminary steps toward creating retirement savings. Putting just $10 or $15 monthly into savings now will allow your money to grow over the years until you’re ready to withdraw it in retirement. Unfortunately, it's not a sure bet that Social Security or other government programs will be adequately funded to provide benefits when you reach retirement age. So, it's best to save for yourself, starting now, to help ensure that you'll have the retirement savings you’ll need later in life.
The articles below detail various retirement savings plans and can help you determine how much money you will need to retire.